Second Stimulus Check

It seems the idea of a second stimulus check is gathering steam. Over the last couple weeks several writers have mentioned the possibility, citing rumblings from House Democrats. I wasn’t overly enthusiastic about the first stimulus check, and I believe a second check would be downright irresponsible. So what’s fueling these rumors of a second stimulus check?

First Check Failure

With their first economic stimulus check many Americans will elect to build emergency savings or pay down debt. Both of these actions are financially wise, but do not do much to stimulate the economy. In fact, I put most of my stimulus check into our emergency fund at ING Direct.  The consensus seems to indicate that if a second round of economic stimulus payments goes out it will likely be spent since the first provided some debt relief and/or a savings cushion. This theory seems to make a lot of sense, and if generating more spending is the ultimate goal, a second payment would likely generate results.

Iraq War Funds to Enter the Debate

Some are predicting Democrats will tie a second economic stimulus payment to Iraq war funding, making it even more politically unpopular for the President to strike down the measure. Without getting too political, I don’t like the idea of anyone on either side of the aisle using war funding as leverage in economic stimulus negotiations. I could think of several programs I’d cut before defense spending.

Regardless, the argument ought to be a moot point because I don’t believe there is a need for a second economic stimulus package. Under a pure capitalist system markets will ultimately correct themselves. Yes, it could make for a very difficult period of months, or even years, but government intervention is rarely the answer.

Be Prepared – Just in Case

If a second stimulus check does find its way to your mailbox consider using it in much the same manner you used the first (assuming you used the rebate check wisely). Resist the temptation and political peer pressure to simply spend the rebate check for the sake of spending it. If you have no emergency savings, start an emergency fund. If you are deep in debt, apply the rebate money towards your lowest credit card balance and become closer to living debt free.

Comments

  1. This rumor is new to me. While I wouldn’t protest another stimulus check by sending it back, I really don’t believe that this would be a good idea. Forget spending, if we get a second check, it will be joining its sibling in our savings account.

  2. That’s interesting. It’s the first I’ve heard of it. Part of me thinks it’ll be great to stash some more money away but it’s hard to think it’s all good when the country keeps digging itself into debt this way.

  3. Wow. I hadn’t heard this particular rumor, either. I’m rubbing my hands together with delight over the first rebate check, and of course another $600 won’t go to waste in my household, but I’m hesitant to believe that giving money back to Americans on the assumption that we’ll go out and buy plastic doo-dads will improve the economy.

    I’m not even sure I like the idea of an economy based on the health of consumer spending. Depending almost solely on our ability (and desire) to purchase meaningless goods (most of which aren’t even made in the U.S.) seems reckless.

  4. It is clearly political pandering. If they really wanted to help they would permanently cut taxes across the board and streamline the tax process. Of course they won’t do that. They’d rather be seen as “giving” us gifts (of our own money!) in order to get reelected. It makes me sick.

    And our rebate will go to a new set of tires and savings. It was my money in the first place. I like the analogy – it’s like a robber stole $20 and is “giving” me $5 back. :(

  5. I would spend it….on debt. I like castocreations analogy. Why can’t the oil companies and the banks give rebates. that would really jumpstart the economy :)

  6. I agree with castocreations. Basically they are trying to buy our votes with our own money.

    Would much rather see the tax cuts made permanent, and Congress learn to live within it’s means like the rest of us.

  7. Frugal Dad, I am saving my Stimulus check, or should I say, Stimulus Deposit since it went straight to my bank account. Saving the money is the best thing anyone can do, besides paying off their debt.

  8. A 2nd rebate check would be a big mistake, in my opinion. These rebates are nothing more than short-term fixes for the economy, and we all know that short-term fixes can lead to long term problems for the economy. Just my two cents…

  9. I put the first one in savings. Just got it today.that’s right where a second one would go. I don’t think it really helps the economy. I’m sure not going to spend the money on something I want now as much as maybe on something I need later.

  10. Read the book: The secret world of money / by Andrew M. Gause. Published in 1996 the author pointed out where we would be right now and he hit the nail on the head. With our trillions of dollars in debt to the centeral bank-Fed, we will never pay off the debt and inflation and taxes will just continue till the whole money system collapses. Very learned author.

  11. I got my rebate on friday, didn’t get the full 600 though. I got 453, which is the amount that they took from me in the begining after calculating my return. It went into the savings account, which is where it would have gone if they didn’t take it in the first place to fund poorly organized programs for the “unemployed” or overly lazy! I work at a grocery store, go to school full time and qualify for no financial assistance…. then at work I see all this people purchasing food with EBT (food stamps) while driving cars such as BMW’s…it a joke!

  12. I believe that the check is just a way for us middle class people to pay for our gas and groceries. I am about ready to ride a horse and buggy like the old days and grow my own garden to alleviate the “pain at the pump and the grocery store.

  13. The stimulus will only work if they raise the minimum wage AND give us a cost of living raise. Just in the past year look at how much things went up. Did my paycheck? NO. It needs to, so I can stay alive!

  14. When and if the first check gets here, it will go into savings. Period. If there is a 2nd one, it will go into savings. Period. :)

    Obviously, I’m not ‘doing my part’ to stimulate the economy…. but I am hoping to retire soon – and that’s my cushion!

  15. My 1st check (well, $500 of it) went to pay off my credit card). If the people in Washington were smart, they’d give us all a 2nd stimulus check BUT make it a $600 debit card that can ONLY be used at gas stations…….see, it helps the economy AND stops the bleeding from our savings/checking accounts.

  16. Their will alway’s be pro’s and con’s to the stimulus payment, but I favor towards the pro’s because right now whether people purchase things just to have or pay bills it helps a litte to revive our economy. But this we all know is just a small bandaid, but we need to focus on is a bigger plan to fix things, remember every problem takes time.

  17. I just heard this on the news the other day and I am all for another stimulus check. I’ve been lucky enough to already have received my first check and paid off a few things (and bought a few) but my husband and I already live paycheck to paycheck so anything would help!!!

  18. I managed to save half of my first stimulus check for a whole month now, but if gas gets any higher, which it will, It’l probably be gone by the end of summer. I am like a lot of Americans living paycheck to paycheck and had to live off of my credit cards for a while until I was promoted at work finally after trying for 2 years! I can actually put $50 in savings a month. I welcome a second stimulus payment, maybe I’ll be able to buy my son something for Christmas this year!

    To katie_bell: Not everyone that uses an EBT card is “lazy”, I am a single mom and work as an Instructional Aid with Special Ed children “FULL-TIME” (the most stressfull job I’ve ever had) and I still need assistance with purchasing food (EBT). Please don’t judge people you know nothing about, thank you!

  19. Evidently we ARE going to be getting a 2nd stimulus check. IT was just on the news…so hold on to your hats & savings…another one is on the way by the end of the year….

  20. Since the second stimulus check was confirmed on the news, does anyone have an idea of when it will be arriving? I’m saving for a wedding, and this will help out a lot.

  21. Well in my opinion the goverment was only stimlulating itself with the 1st check & will counitnue to do so with any others. As I lost 1/2 my check due to my wife having a dept to the goverment, and I’ve heard this story from friends & neighbors.

  22. i think we need this second check gas prices utilty prices and some of us just arent as privlaged as others yes please send me another check so i can get caught up also my first check was goofed up and waiting to hear from them about that.

  23. Okay, I agree with all of you. The stimulus checks do have ups and downs, and the government really needs to stop spending OUR money on stupid things and spend it more wisely. But honestly, I would love to have a second check. Shoot, maybe a third, fourth heck make it 2xs a year so we get our hard working $$$$ back. And then maybe, just maybe I won’t have to pitch a tent in my parents back yard. I have 3 kids and work, and can’t say no to $$$. REMEMBER, its the root of all evil. MONEY, MONEY, MONEY. Makes the world go round.

  24. To: “anothercheckwow”, Technically it’s The “LOVE” of money is the root of all evil, but sounds like you’re already there! Hm, so is the rest of the country I guess, that’s what started this whole economic mess… G-R-E-E-D! =/

  25. Well the first check that I received went directly towards bills in my home and I didn’t have time to mess off any of it. So another check would be greatly appreciated in my home. It would definitely help to pay off more bills.

  26. We dont need another stimulus payment. Just get the price of fuel DOWN, back to normal thats the problem killing this economy, FUEL. Its costing jobs and killing us all.

  27. I would love a second one i heard by the years end.but when i called the I.R.S the women laughed at me.i also read it on the internet and saw it in the news.my first went to feed 3 kids in which i recieve no child support for in 16 years. we ALL need it..

  28. I agree, my first one went on bills that I didnt have a clue how I was going to pay! Being a single mom without any support for 3 kids is tearing me up, Haven’t a clue how Im going to get anything for my kids for Christmas but all is well that ends well, my kids know the true meaning of Christmas and are very appreciative of whatever they get. Just would be nice to recieve an extra check so I could get them a little something that they would like to have. we all know how that is……

  29. Another stimulus check would really help my family a lot.We have nothing ,with the cost of gas , groceries and other bills .I have no idea if we can even have Christmas right now.I would love to get my kids something nice and save the rest .I hate living from pay check to pay check.We can never afford to do anything.Not even go out to eat.It really causes problems between my husband and I.

  30. I agree that another stimulus check would be great. The first one helped me pay off some bills that I owe and a second one would help me knock down my credit card to a zero balance. I would then also be able to offered Christmas. This Country is not what it use to be and Americans should be able to have a few good things.

  31. I think that a 2nd stimulus check is a good idea. I live paycheck to paycheck just like alot of other people. It would be nice to pay off some of my bills and have a decent christmas for my family this year. The point that I’m trying to make is that I’m tired of working my ass off for nothing because the government wants to put our money in their own pockets instead of where it really belongs— IN OURS!

  32. I think it would definitely help me… It’d be Christmas for my kids and paying some of the bills.
    I am hearing the rumor though that it may be for less than the first round… any money is good money, right? I think this is going through a bit much just for congress to pretend we aren’t in a recession though…

  33. Are there really going to be some more money? I am desperately in need of it now. The holidays are right around the corner. I was suppose to get one thing but I sonething different. When is the BIG DAY?

  34. I have three children, two school age and one in college and I did not get anything for my older child and he did not file taxes and so he did not get a check for himself either. I am just wondering why this is this way. I got to claim my son on my income taxes but was given nothing for him. I guess there are a lot of things about taxes I do not understand. My son turned 18 in January of 2008 is this why?

  35. AS I REED MOST OF THESE COMMENTS A MAJORITY ARE SAYING THEY WILL DEPOSIT IT INTO THERE SAVINGS ACCOUNTS. GOOD FOR THEM. BUT THERE IS PEOPLE SUCH AS MY FAMILY OF 5 MYSELF SELF EMPLOYED MY WIFE A STAY AT HOME WIFE AND 3 KIDS THAT IS IN SCHOOL THERE KIDS NOT OLD ENOUGH TO WORK I AM THE ONLY SOURCE OF INCOME FOR THIS FAMILY AND IT IS HARD TO LIVE AT THIS TIME AND AGE. YES THE SECOND Economic Stimulus Payment WOULD HELP MY FAMILY. BUT NOT OUT OF DEBT.. THE US IS IN DEPT SO FAR WHAT HAVE THEY GOT TO LOSE. THE STATUE OF LIBERTY, IT WAS GAVE TO US BY THE FRENCH AS A GIFT NOW THEY HATE US. I SAY WRAP A YELLOW RIBBON AROUND HER AND TELL THEM SORRY THINGS DIDN’T WORK OUT. I SURE WOULD MISS THE OLD LAND MARK IT MEANS A LOT TO AMERICANS BUT 80% OF THEM DON’T THE STORY BEHIND HER A LOT OF HISTORY THERE I DON’T EVEN WANT TO GO THERE. BUT MY FAMILY SURE COULD USE IT WISELY. TRY LIVING IN A RURAL AREA THEN SAY I THINK A SECOND Economic Stimulus Payment IS FOOLISH IF YOU DO SEND IT TO ME I’M NOT RICH I’M POOR AND I WOULD SPEND IT WISELY TO START TO GET OUT OF DEBT!!!!!!

  36. i think its a great idea…if we get it even half,am a single mother of 2 kids working my ass off everyday paying my bill and it would be great for x-mas

  37. Hi there people,
    I was just reading a few of these storys and It actually made me feel quite sad. I mean things are rough right about now. If your not worth a million dollars your pretty much hurting. If your worth a million dollars your worried about losing your summer house or that brand new gas guzzler. Come on people this is sad, just plain old sad and depressing stuff. Join togeather!!!! Spend time with your familys and friends… Money is just an item we made out of worthless materials. Think BIG (LOOK @ THE BIG PICTURE). This money cunsumes us. The more we have the more we spend. Yes, I do understand money is necessary to survive, but thats only because we made it that way (humans). Just clear your mind for a moment and think of a world without money. Amazingly enough if money was never used to buy materialistic things, the world would be much better, less population, no drug dealers, less crime, more food, way less pollution, and a much less stressfull life. (I agree that this 2nd check should be given to us.) Im not rich and im not poor. If i was rich, would i think the same way? I dont know? Is this what money can do to someone?
    On my way to work everyday i pass a cemetary and everyday there and back i pray for the dead to rest in peace and i thank God for everything he has given me and has done for me and my family. I work in sales. Not everyday goes the same and lately it hasnt been very good at all. I wont fret on this though. I wont let the government control me with money. Yeah it sucks to not have money and yeah it would be nice to have luxurious things, but how about giving those people less fortunate some of that extra money you recieve. Wouldnt that give you any satisfaction? Does doing good even give satisfaction to most people anymore? I know when i do something good it makes me feel better…. This can be caused by vibrations of your thaughts…. When you do positive things in your life you add positive vibrations to the world. With all the negative vibrations out there nowadays, just keeping a smile on your face can change your day and maybe even one of your friends or coworkers. Just remember one thing during the holidays. There is always someone out there that is worse off than you…. So show some teeth and go on with your life. Make it a real Christmas this year or whatever holiday you might celebrate…. Dont make it some sellout lets all get nice presents day. Make it a day of meaning…… Well thats all i have for now. But seriously keep a smile on your face and do good things and good things will come right back to you…

  38. Have to disagree with the ‘if you’re not worth a million, you’re hurting’ statement…. I know lots and lots of ordinary folks who are way under that figure and are NOT hurting. But they are the ones who have made an effort all along to live below their means and to save up. Actually, I don’t know of any people who are REALLY hurting just due to this recent national economic downturn. Maybe it’s cuz where I live we are always in an economic decline and have learned to adjust and live with it and survive just fine! Those here that are hurting seem to be always hurting – mostly due to their own bad financial choices and greed. (I’m only speaking for my little rural county – lest someone get up in arms about some other area – I can only speak of the people/area I personally know)

    If you always live well below your means, and save up, there’s no hurt involved now regardless of income. If one was not greedy, and was not self-indulgent, one would probably be just fine right now.

    Spoken from one who lives on under $1000/month, quite happily I might add, and is NOT hurting.
    But I am not hurting because I take responsibility for finding a was to survive – the little bitty garden – the free firewood – the learning skills to build things myself – the cutting my own little lawn – the doing my own house painting – garage sales for gifts and clothes – learning to use an electric chainsaw at 54… always learning some new skill to help me get by. I can’t sit on my duff and expect to have everything delivered to me… I have to hustle to take care of myself.

    And no – the 2nd stimulus check is NOT a good idea. It is NOT good for the national economy. Period. The 1st one was a bad idea also! If the USA does not get its financial priorities in order, we are ALL going to be in a world of hurt, when the BIG Stuff hits the fan! Meaning when food stamps, welfare, social spending, etc goes away, I’m going to have to sit on the garden with a guard dog!

  39. In regards to what Marci said….. Your still not getting the whole point of what i said….. The whole point of me posting that last post was to remind people that money is just money. But on the note that the stimulous check is a bad idea because our economy will be hurt by it? Nonsense, the stimulous payments is not what put us in this recession. The funny thing is how most people are to blind to see that this is what the government wants you to think. LOL,So the real corruption can stay all covered up. This recession has been teeter tottering for years. It pretty much all started with companys like fannie may. Now they want to give fannie may more money????? LOL But your worried about an extra $300 to the everyday hardworkin average American citizen? As i mentioned in my previous post THINK BIGGER…..Why is gas cheap now? Why did crude oil go down so much? So fast? Hmmmm, because now the government doesnt want you to spend that extra money on gas….. They want you to spend it on RETAIL, ETC….. So in otherwords normally I dont think these checks would be a good idea…. But because of the fact that we actually need to spend more money and pay off more debt as Americans… I actually believe this will help stimualte the economy. Only this time around its not to pay for that extra money you spent on gas this year.(which went to oil stock owning rich people like you know who) So this is why we need this second round of checks. Because this time its actually for us. The first one was to get our mind off all that money we paid for gas. Also you say were in debt America as a whole…..Yes we are, we have been for many many many years and added to it almost every year. We are now in the trillions. We had to add another digit to the national debt counter. What makes you think we will ever come out of this debt? Whats the point? How long would it take? Could it be that the people who run this country have known for a very long time that eventually our government and financial system would fail? Do they not care becuase they know something we dont? Will money around the world one day be completly worthless?

    Hmmmmmmmm Now maybe you will see the bigger picture a lil more clearly…….

  40. I’d be the first one to say “It’s only Money!” I’ve said that all my life.

    However, I still believe that stimulous checks are not a sound financial move for the federal government to be making. I never said that they had anything to do with causing the downturn in the economy. The underlying causes seem to be greed and self-indulgence. The government is in debt, yes has been in debt for a long time, but they need to be working at getting out of debt, just as individuals do. My opinion will not change on that. The government declaring bankruptcy is not a viable option, in my opinion.

    I am morally against receiving money that I did not earn in the form of these checks. Plus I’ll have to pay taxes on it later, which I don’t like doing either. It is “income”, after all. Mine will go exactly where the last one went – into retirement savings, because it’s up to me and only me to insure that I have retirement income saved up – remember Social Security’s full name is Social Security Supplemental Insurance…Supplemental meaning it’s a supplement, ie, in addition to one’s own personal savings. People tend to forget that one little word with a BIG meaning!

    And I will revise my statement about not seeing the effects of the downturn out here where we are always economically distressed… Workers at the garbage dump/transfer station are getting cut 2 days a month now…imagine that, due to the economy we are producing less garbage – who wudda thought :)

  41. why get people hopes up for the second government stimulus check and nothing happens. goverment is just out to kill use all

  42. the people that are saying that a second stimulus check is bad are idiots. what about the people out there only making 25 thou a year and can barley make endsmeat. all of you people are talking like most of america dosn’t live check to check. Any thing that the government can do to help those people should be appreciated. for those of you who make almost one hundred thou a year dont consider yourself middle class your not

  43. Name calling is not nice!
    I make UNDER $20,000/yr, say a 2nd stimulus check is bad for the USA’s finances, and is bad as it encourages handouts. People should be helping themselves out and NOT waiting on the government to do it – it is bad training for the future generations to think that there will always be a handout to get them out of their financial messes.

    And since I’m debt-free, I must have done something right along the way, and do NOT appreciate being called an idiot!

  44. yeah you might not be in debt but why dont you git off the government programs like wic and welfare and try to live off your paycheck like any other hardworking american and if you think it is a waste of money to help the american people than maybe we should take the millions out of prisoner reform too

  45. WHOA! No government handouts needed here! And none wanted!

    What makes you think that a person who makes under $20,000 would be on welfare or wic or any government program???? Just because you might be living check to check on more than that, does not mean that others cannot live very well on under $20,000 per year. It’s really not hard at all – as long as one learns to live simply and does for oneself!

    I’m 100% totally self-supporting on under $20,000 per year. My house is paid for, I have a nice garden that I tend by hand, my car and truck are paid for, I have a good job, 4 days a week (my choice) which I love, with health insurance, and I do NOT receive ANY govt. help…No Food Stamps, no welfare, no energy assistance, etc….. Why would you think such a thing???? I don’t need any government help! People get by just FINE around here on under $20,000 and NO government handouts!

    It is NO problem for me to live very comfortably on my paycheck. I not only live entirely off my paychecks, I even manage to save 1/4 of it every month!!!!!! NO PROBLEM!!!!

  46. thats not the point im only making that much as well and i will be fine with or without that as well, but what about the people out there who have a higher cost of living. not all of the people in the world expected any of this to happen. i mean for god sakes unemployment is at an all time high and so isnt homeless. but your right our government shouldn’t help those people. Why dont you go out and see some of the hardships that actuall people have to deal with and then you might relize that its about the nation as a whole not you and me

  47. I am a single mom, I am about to have another baby here in january, I believe that this stimulus check will be very beneficial to the people who couldnt quite make it to the end of the year…maybe its only a TEMP. fix on our economy, but hey….It’s a step up in the right direction…I understand that we’re only getting our money back…but it kind of makes it a little better dooesnt it???

  48. I am currently a graduating senior in college. I would love to get a second stimulus check. Why not help people who need a little assistance? We do pay taxes just like others who may consider themselves middle or upper class. If there is extra money available why not accept it. We all have one life to live. Even if you feel like you don’t need it, don’t hinder others who may need it to make ends meet. Be empathetic and stop being so hard on others who are doing the best with what they have. Everybody has to start low to get to the top. I’ll make it there soon, but until then help me up the ladder!

  49. Marci is right.
    A second stimulus package is even worse than the first.

    Let’s simplify this for some who dont fully understand the BIGGER picture.

    There’s an old saying, “Borrowing from Peter to pay Paul.”
    That is exactly what the government is doing here. Our national debt is beyond outstanding. Who do you think pays that back? You and me, that’s who.
    So, how does borrowing tax payer money, to give to tax payers to just eventually raise taxes or prices again help anyhow, anyway, anywhere?

    Of course we could all find some way to spend what SEEMS like extra “free” money. But the best thing to do, honestly, is pay off some debt and tuck the rest into savings.

    Dont dump it all into the economy, ya know that cute pair of shoes in the mall… hit the damned government where it hurts. THEIR wallets!!

    It’s supply and demand that determines how much we are spending on the things we want or need. The less we use, the lower the prices will drop.
    Eat out less often, buy less frivolous things, carpool or walk or bike wherever you’re going if it’s an option.

    Nearly everything we buy has a tax attatched to it. The government gets the tax dollars. But WE have the control over how much we give them, based on our spending.

    Or, if you live in colder climates, invest in a wood burning stove to keep your oil/electric bills down. That oughta fix their stock holding saddles. ;)

  50. I truly beleive a second stimulus check would be great. Think of it this way, even if you spend your check on lets say credit card debt,(which is where my first one went),that gives other places to spend your money, like on merchandise which is the whole intent of the check right? So where ever you spend your check it could benefit the economy in one way or another.

  51. Look guys another rebate check will be helpful for a lot of people that have been laid off of their jobs. If anyone do not want their stimulus check then they need to find someone that could really use it to clothe or feed their kids. No matter where the money is coming from we will always owe money in this world anyway so why not get another check. I took my first check and went on vacation why? Because I lost my job back in 2004 went to college for two-three years straight with no employment. I felt I deserved that money. If their is anyone of you that do not need your stimulus check you could send it to me so I can pay back some of those school loans I now owe. And yes I work but, the money still will come in handy since I do need some car repairs. Everyone wasn’t born with a silver spoon in their month.

  52. this just end second stimulus check set to come november 19th 2008 to november 28th 2008 president elect obama and president bush has put aside a agreement to asign a secon stimulus package for economy purposes the amount is to be about $800 to $1,500.

  53. A second round of stimulus checks certainly isnt the only answer but it’s a good start. Heck when we got the first check, my husband and I had already received our tax refund so we put the stimulus in the bank. If the point is to boost the economy what better way but to give tax payers money right before the holidays.

  54. i am disable my husband work out side when it rain he do not work.a second check would realy help us to pay bills and the children christmas.this is the raining seasoing in the south.

  55. I know that most people believe that a second stimulus check will only hurt the economy, but I know plenty of families that used the first to pay off some debt and are planning on using the second in the same way. My husband and I are in so much debt too right now that we are possibly losing our utilities, home and barely have money for food for our kids, so a second would definitely help us out.

  56. this just government issues down on stimulus package which is set november 19th due to the 28th of november yet around chrismas the will be a anounsment that president elect obama will starting on economic plans for change due to the fact of the economy problems amoun will drop from 800 to 750 & 1500 to 986

  57. A second stimulus check would really help my family. We are 3 months behind on our mortgage and trying to help our daughter in college. We need help bad.

  58. how the hell, are you to tell people what to do with heir stimulus check! excuse me but were you there helping me work for the check in the first place? people should be wise enough to put tbheir money where it needs to be, but your cocky remarks piss me off. yes i’m gonna pay off debt with mine and IF theres any left put that into my savings but if othere people decide to buy things that want that’s their business and choice!

  59. Here’s a thought, how about the unless you owe back child support, that we get to keep this check? Forget the student loans & everything else, the last check the Goverment was paying itself back so that’s why it didn’t work. How about letting us keep the money this time?

  60. I really could use the second check. I hope its here before christmas. This year has been so hard on my family. I was diagnoised with Cancer in May also had fractured my hip in Feb. So I havent been able to work. I did have a savings account but after living off it the last 7 months its pretty much gone. I do not want to seek assistants from the State. So this stimulus package would truly be appreciated.

  61. I know my family sure could use another check .I am having my thied shoulder surgery this year and I havent worked since last year. Now we have a daughterand two grand babies living with us that we support. And now my other daughter and her two children moved in because her husbaand beat her. Chrisymas . noy for us. They cut my husbands hours. But I still have my faith that GOD will see us through these hard times .GOD BLESS YOU ALL AND HAPPY HOLIDAYS>

  62. i think that instead of the ritcher people getting more and the poor getting less i think it should be the other way around. it is very hard for me a single mom to try and raise my 2 children and for some reason i only got 900 back instead of what the rithcher people got they make more money so why do they need it more than the poor people ? i think that the second check could help. i know it would help me alot.so the more you make the less you should get back on the paymen and the less you make the more you should get back.

  63. I’m not poor. I’ve never been rich. I have no use for money except to pay bills and as much as some would like the utopia of making money passe, money and bills are a reality of this life. I’ve worked hard and paid my taxes all my life. I fall into that tiny category of single w/o dependants making under $22K annually. I have a mortgage, car note, insurance for the same. I pay on my student loan and have VERY low utilities (mostly because I’ve learned to do w/o turning either the air OR the heat on). I haven’t have health insurance (except the VA in years). There are no extravagances in my life, but that’s ok. I grow some of my own food and load up on blankets. The 1st check went straight into my account and then straight into loan payments. I lost my job back in July and though I am very well trained (educated even) I have been unable to find other employment that will meet my financial needs. This area, like so many is depressed. I will end up working 60 hrs/wk at a couple of burger places just to barely make ends meet. And it’s NOT because I have ever lived beyond my means. A 2nd check, though a very temporary relief, would buy me more time before I lose these things that seperate me and the homeless. We live in America. I served our military to ensure that we all have a say in our lives. I say: I need a 2nd check to keep the wolf at bay.

  64. I think a second check is a good thing.I know the rich don,t think so they have money to live on. HY CARE about the POOR ARE THE MIDDLE CLASS.Wrote this on NOVEMBER 24,2008.

  65. These people saying its a bad idea can say there making only 20 thousand a year but i bet there taxes say 300 thousand because thats the only people it will affect! But why don’t we just do what we always done let the poor pay all the taxes while the rich get richer! That will satsfy all the na sayer its a great idea to make the rich pay some taxes and not keep bleading the poor! Anyone that needs the money would be happy to receive it! Anyone that has 9 digits in the bank is saying ohg no i wont hit 10 digits because taxes will be higher! Like obama says share the wealth rich people!

  66. How about giving about 2k per person this time other then the crapy 600 bucks.. people will spend $600 on debt just to put a dent in it cause most peoples debt is way more then $600 so maybe giving more will let people have enough to spend on items they want other then things they need

  67. @Kelly: Not sure. Early estimates I saw had it at half the original $600/person. But others argued even $600 wasn’t enough to really stimulate new spending. We’ll have to wait until Congress is back in session to see what they decide on. Probably won’t hear anymore on it until after the inauguration.

  68. I am not sure what a second check will help the economy, But I know it will HELP most of the American people, Just read the needs of the people writing here, I could sure use the money myself, My Wife and I live week to week on our small income and like most don’t have enought money left over to buy things we need or would love to have. But I how our goverment is so willing to bailout all thes companies and that these companies CEO’s make more money in one week than most of us make in a year, They can send and waste all the money they want to and expect the tax payers to bail them out. I know we need these companies but I think maybe the goverment needs to think about how much waste goes on and put a stop to it, I wish that they had to live like use, The poor people in America. and see what it like to live week to weeek

  69. I think a second check is a good Idea.I am disabled and I live from paycheck to paycheck,my whole check goes towards the bills,The last check I paid my bills up a month and I will do the same with the second one.

  70. I beleive a second check would be fine.But the first one was supposed to be used to go on a spending spree.But what politicians don’t understand is that with everyone raising their prices(utilities,food,gas,etc.)it is hard to just go on a spending spree,when you have to pay your bills and pray that you can make your next payments.

  71. I THINK A SECOND STIMULAS CHECK WOULD REALY HELP THE PEOPLE, I KNOW IT WOULD HELP ME FOR I AM A DISADLE PERSON LIVING ON A FIXED INCOME AND WITH THE ECONOMY LIKE IT IS AND THINGS IS HIGH.IT’S HARD TO EVEN MAKE ENDS MEET.IT’S ALL I CAN DO IS KEEP GAS IN MY HOUSE TO COOK AND HEAT WITH.PLEASE MR PRESIDENT; AND CONGRESS I NEED THE SECOND STIMULAS CHECK;

  72. There will be no second check we will be geting a tax break, so don’t be spending a check that is not coming. The package clearly says that you will find a lil extra in your pay check because of the tax break but no paper check will be coming.

  73. I would like get the second stimulus check because
    IGET MONTHLY INCOME AND WENT PAID MY BILLS,ISTILL
    NEED MORE MONEY TO PAID MY OTHER BILLS
    ITS VERY HARD.ICAN USE THE SECOND STIMULUS,CHECK
    HELP.HELPDISABLE MR .PRESIDENT

  74. I didn’t figure we would get a stimulus check..I was expecting it, more than likely the tax breaks won’t make any kind of difference for me, like not being able to qualify for any of it.

  75. At this stage, I do not think an additional $45 dollars a paycheck is going to help many people and if you don’t get food stamps or unemployment than the rest isn’t going to do any good either. This plan is a joke!! You really want to stimulate the economy send out a few thousand and not a few hundred.

  76. i havent even recieved a stimulus check yet do i even qualify do i have to make a certain amount of money to get one? i get confused in all this??

  77. I AM A PROUD US AMERICAM AND I AM VOICING MY OPINION ABOUT SITUATIONS HERE IN THE US,I AM DEEPLY HURT AND DISAPPOINTES IN OBAMA, HE STATED HE EAS GOING TO DO SO MUCH FOR OUR COUNTRY BUT HE LIED, ALL THAT ECONOMY MONEY AND HE CANT RELEASE US ANOTHER STIMULUS PAYMENT THATS BULLSHIT, THERE IS A LOT OF POOR POEPLE RIGHT HERE WHO NEED THAT MONEY, THESE CHARITIES DO NOT GIVE POEPLE LIKE US ANYTHING, WHO ARE CHARITY WE ARE THE POEPLE, THATS WHERE IT NEEDS TO BE GOING, WE ENCOUNTER PROBLEMS ALL THE TIME ESPECIALLY WHEN IT COMES TO MONEY PROBLEMs, WELL IN THESE TIMES POEPLE GETTING LAID OFF JOBS, LOSING THEIR HOMES, BILLS FALLEN BEHIND AND ITS ALL BECAUSE OF ECONOMY DOWN FALLS,I AM IN THAT SITUATION AND I AM A TAX PAYER.WHOS GOING TO HELP ME. WE NEED ANOTHER STIMULUS CHECK AND OBAMA ISNT THINKING ABOUT NO ONE BUT HIS SELF, THE SCHOOL FUNDING, BUSINESSES, AND THE RICH POEPLE. THATS UNFAIR TO US HARDWORKING, POOR TAX PAYERS LIKE MYSELF. I AM VERY UPSETTED ABOUT IT. NO WANDER SO MUCH CRIME GOING ON. YOU CLAIMING THERE IS NOT ENOUGH MONEY TO GO AROUND WELL THATS JUST BULLSHIT, I AM SO UPSETTED RIGHt NOW.WHAT IS HE GOING TO DO ABOUT IT. I WANT TO KNOW !

  78. Personally I think that the stimulus helped and am hoping for another. Not everyone placed it into a savings account. Alot of us used it to purchase things we needed but could not afford since jobs do not pay as good as they need to. Now i am unemployed and realy need it. yes the economy will heal itself, but without the help many of us hard working people who have been laid off of our jobs will not survive.

  79. 2009 In 2008 when the stinulus check was first sent out I didn’t receive one and im on SS,So what was the problem.

  80. so many of us are struggling and trying to keep our heads above water .i’m in favor of a stimulus check some relief should would help until things start to turn for the good

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