Top Ten Places To Relocate Or Retire

The August 2009 edition of Money Magazine featured their annual list of 100 best places to live. The copy arrived in my mailbox around the same time my wife and I were discussing the possibility of relocating in the future. In the short-term, we are satisfied with where we live, but often dream of moving to a place that offers more natural beauty, outdoor activities, and a more moderate climate. Actually, I mean a cooler climate – we’d gladly trade a few snow days for 100-degree temperatures in the summer! So take a look at these spots to focus your real estate MLS search.

Beautiful country outside of Ketchum, Idaho by Alaskan Dude
Beautiful country outside of Ketchum, Idaho

Money’s list provides a pretty good starting place of cities to consider. Since any relocation wouldn’t happen until we reached financial independence, employment is not a top consideration. We are more interested in qualities like a low crime rate, plenty of green space, and relatively low property values and taxes. Here’s a look at Money’s top ten places to live:

1. Louisville, Colorado Money’s description of Louisville includes “dry, clear weather, little crime, good health care, and low taxes.” Add in the Rocky Mountains, 30 miles of local trails and eight world-class ski resorts within a two-hour drive, and there is little not to like about Louisville, Colorado. I traveled to Denver a number of times on business and fell in love with the Rockies, the climate and the outdoor activities.

2. Chanhassen, Minnesota When I think of Minnesota I think of cold winters. However, with cold winters comes a variety of things to do that a family from the south has never experienced. Ice fishing, ice skating, sledding, and hockey all sound pretty fun. And since I love cold weather I’d fit in just fine. Not sure the wife and kids feel the same way, though.

3. Papillion, Nebraska According to Money, the typical single-family home in Papillion starts for about $100k less than the first two cities. Interestingly, the property taxes were significantly higher.

4. Middleton, Wisconsin Another cold weather locale, but one with lots to see and do. Even though the town is only seven miles from Madison, most residents enjoy hanging out in their own community.

5. Milton, Massachusetts Single-family homes go for $460, 000 here, which just about eliminates the town from our list of potential spots to relocate. Add in a close proximity to Boston and it just doesn’t feel like a good fit for us.

6. Warren, New Jersey Ditto on the above comments. To close to New York City for my tastes, and ridiculously high home values (half-million and up).

7. Keller, Texas The knock on Keller was “rapid growth” and “strip malls.” We aren’t interested in a fast-paces lifestyle, so Kelly might not be a good fit, either. Besides, I’m not sure I’d be escaping the heat moving to Texas.

8. Peachtree City, Georgia Of all the cities in the top ten, Peachtree City sounds most like where we currently live. At only 35 miles from Atlanta, I’d worry about the urban sprawl eventually swallowing our tranquil place.

9. Lake St. Louis, Missouri Lake St. Louis has an interesting history. Developed forty years ago as a “resort community,” it has now developed into an attractive spot for permanent residents. Two major problems with Lake St. Louis – ridiculously high annual dues for their Community Association, and proximity to a General Motors plant which plant to layoff nearly 2,000 workers.

10. Mukilteo, Washington First, a confession. I’ve always wanted to live in the Pacific Northwest. I love the idea of being close to both Puget Sound and the Olympic and Cascade mountain ranges. Toss in a great school system and low property taxes, and Mukilteo seems like a top candidate.

Another area of the country we have strongly considered is Idaho. Idaho has a very low crime rate, low property taxes and insurance rates, and they offer more wilderness area than any other state in the lower 48 states. Unfortunately, they do have a relatively high state income tax rate and low average wages, but since we wouldn’t need much income after financial independence neither of these facts are a big detractor.

Speaking of state taxes, Kiplinger.com put together a nice interactive map along with a state-by-state guide to taxes on retirees. You can learn which states impose their own estate taxes, which 7 states have no income tax, and what are the most pension-friendly states?

Again, we won’t be in a position to relocate any time soon, but it is fun to scope out different places. Wherever we do decide to retire, we plan to have a place with acreage to give us a little room to roam. I’d like to have a big garden, and a few rows of fruit trees. When looking for a place to buy, we would gladly put more money towards land than the home itself, and wouldn’t mind adding on to the house or remodeling with cash over time.

 

Comments

  1. We lived in Idaho for almost 3 years, and now we are back in Rhode Island. Idaho is a beautiful place, and the home prices and property taxes are very low! We loved it there, but my family is on the East coast, so that’s where we are for now.

  2. FD – I live on the north side of Atlanta but I’ve been to Peachtree City a few times. It’s a beautiful town and has a crap load of golf courses. In fact, most of the residents own a golf cart and you will see them parked at the grocery store!

  3. I must say I am partial to where I live, in the Black Hills of South Dakota. I am almost scared to say it out loud — I like it that there aren’t tons of people flocking to the area — it is such a hidden gem. We have outdoor activities galore, a rich history, and miles and miles of unspoiled beauty.

    One thing to consider when looking for a location to purchase acreage and building a home a little at a time as you mention is to look for somewhere that is lenient as far as county zoning and restrictions on building. We were able to build our home ourselves with little involvement from the county govt. All we needed was a septic permit, well permit and to have our electrical inspected. That goes a long way towards the ability and affordability of building your own home. We belong to a network of log home builders and I read quite often about how their plans get scuttled in the wake of inspectors and zoning and regulations.

  4. Oklahoma is a strong contender- four seasons, friendly people, mostly rural, and it’s NOT flat and treeless. The eastern portion of the state has national forests and mountains. Recently, Tulsa made the top spot on livable cities in a major magazine, Forbes, I think.

  5. Idaho is a wonderful place to live if you like the outdoor life! The Wood River Valley in particular (where Ketchum and Sun Valley are) is gorgeous, but has higher prices. I’ve also heard very good things about Boise.

    Like Christina, family ties have me living in another state these days, but I’m aching to take my own family to see “real” mountains. Apparently, the Appalachians don’t count . . .

  6. We like the south, but live in the north (northern Indiana). The heat and humidity of south Florida does not bother me at all. I tell my wife, staying in the air conditioning July, August, and September is no different than staying closed up in the North December, January, and February. Except in the south it is still sunny and green outside while in the north its gray and deary.

    My wife has joint issues (Elhers-Danlos and Chodromalacia) so a dry, moderate climate will be best. We are thinking south west.

  7. We lived in Massachusetts and relocated to rural Vermont. We sold our home and were able to move here very easily. The taxes are low. The real estate is very affordable and it is a beautiful area. We live in the northeast. Many people might not like the cold, but if you have a wood stove or a wood pellet stove, it is very nice and warm. You just have to buy thermals and heavy coats for when you are outside. Then you are just fine. There are plenty of winter outdoor activities and we have always loved the snow.

    The seasons are amazing here.

    We live in a large, old house on a couple of acres of land. It is like a retreat! We have a small- town, caring community, good churches and a slower place of life. Houses here go from $50,000 up to over $300,000 depending on whether you buy an older house or a new one.

    One drawback for some is the fact that there are no malls here. We have to drive to New Hampshire or head to Burlington (2 hours away). At first I found this a difficult adjustment but now I love it. I rarely ever spend money anymore.

    I prefer the quiet small town life.

  8. My wife and I have thought about retirement a lot lately. Not that we’re old enough to retire, but because I’ll be retiring from the Navy in about six years. We honestly have no idea where we want to live. I don’t know that these are really great options for us because of a few pre-existing conditions, but it’s sure fun to think about it all!

  9. My husband and I bought our first house 4 years ago. He was due to retire soon from the Air Force. We live in a small town of about 800 people in Idaho. It is only about 30 mins to Boise so if we want we can do city stuff and have access to good shopping. Property taxes are low, crime is low and the people are nice. Lots of great outdoor stuff to do and a varity of climate types. Great health care as well. I encourage Idaho for anyone looking to relocate.

  10. Responding to Don – I grew up in Iowa too and my mom still lives there. The internet has been a lifeline for her. You’re right – no variety, freezing cold and snow for potentially 8 months of the year (Oct-May). There are times in the winter when she doesn’t leave the house at all for days on end due to the weather. Midwest living might be OK if its all you know, however since I moved away I have only been back twice in twenty years and one of those times was when my dad died. Even my parents preferred to leave and visit me instead, as it is so much more pleasant elsewhere.

  11. I lived right down the street from Keller for over a year. It’s really not that fast paced. In Texas having new strip malls means you don’t have to drive 45 mins to get to Target. The pace of living in that area is still very slow, housing prices are reasonable, and the area has low crime. But you are right about the heat… there’s no escaping that!

  12. I’m always taken aback by how heavily these lists favored planned developments in what are essentially exurbs that used to be small towns. I’m not saying that’s a bad thing, particularly, but I wonder what calculus they use that keeps making these kinds of planned “towns” top the lists.

  13. I’m researching real estate values in Sussex County Delaware, Eastern Shore Maryland and Norfolk/VA Beach. I’d like to live within an hours distance to the shore/bay, in a small community that has a pool, a convenience store and gas station. I also need access to a decent health care facility and to be close to an airport.

    I’ve lived in the Philadelphia suburbs most of my life, except when in college in Wisconsin. I am 53 and disabled with a rotten back. I love our four seasons and just need a smaller house to heat and someone to take care of the yard. The condo/55 communities have too many rules.

  14. Forget about Keller if you have kids. My sister lives there and my niece has been redistricted into a new school EVERY YEAR for the past 5 years. She’s in the fourth grade!

  15. Just a couple of comments on the places listed. The mid-western states don’t just have a little cold, they are very cold. I grew up in Iowa and know. When you get into those small towns, American is the only cheese in the supermarkets. If you are ok with that lifestyle, they are quiet, peaceful and reasonably priced places to live. I find Georgia to be hot and humid; just like the rest of the South. Western Washington is absolutely beautiful for about a month a year; it is gloomy the rest of the time. It is also crowded and expensive.

  16. My wife and I live in western Michigan, where we’re about 30 minutes from Lake Michigan beaches, and not too far from forests, trails, etc. We love it in the summer, but not so much in the winter.

    My dream is to maintain our home here, but travel a bit in the winter to warmer locales. Maybe go away for a month at a time to two or three places in CA, AZ, NM, or FL.

    We homeschool our 5 kids, so we can incorporate their schooling into our travels (they can focus on learning about the history, culture, etc. of where we’re at for that month).

  17. No need to relocate – already living in the perfect spot. We moved into my grandmother’s house on our 135 acre family farm in rural PA about 4 years ago. Taxes aren’t the lowest but you couldn’t ask for anything else. We enjoy hunting, farming, gardening, fishing and a host of other outdoor activities right outside the door. I thank God every day for the home we live in and its wonderful location. Just living there grants me serenity that I never felt any other place I lived.

  18. That is definitely a more rural lifestyle to move from. something maybe as a summer home, not sure if I could do that permanently, but I am far from retiring.

  19. I live in Colorado and love all the outdoor things to do! Plus there is Denver for all the city things that are fun too.

    Fort Collins is also a nice place and has hit the top of Best places to live.

  20. I have lived in Minnesota my entire life. Usually the summers are very nice – it gets pretty hot here. We have had a pretty cold summer this year, but it’s a rarity. Winter’s can be harsh, but there is a lot you can do outside (and inside) during the winter. Chanhassen is a great city – they have lakes (well there are tons of lakes everywhere), woods, not as developed as other suburbs, Valleyfair, and of course Canterbury race track and card club :P

  21. I’ve often wondered where my husband and I will end up when his military career is over. He grew up in New Jersey, and NYC is a huge draw for us. I have a feeling we’ll end up on either the East coast or West coast, I’m just not sure which. (Though I’m leaning more towards Washington/Oregon than I ever thought I would… Only drawback is having to fly across the country to get to Europe, but Japan is super close then.)

    In fact, everything’s such a catch-22 that I’m not sure we’ll ever settle down in one area for too long, but things do change. We’re just ready to move again right now! Like the weather where we live, but the city isn’t enough city for either of us.

    @Lisa (15) – My parents actually live in the Black Hills. :) (Relocated from Milwaukee, Wis.) Never really liked it, I was partial to going (often) to Rapid City just to feel not so left out. Now, if you like outdoors stuff and can put up with the tourists in the summer… It’s better than for someone like me who’d rather be a city-dweller. ;) (Plus no income tax & no vehicle inspections.) It just didn’t jive with my personality at all, my Mom always joked that I should have been born on the East coast… I could pass for a Jersey girl even though I only spent a month in the state so far.

  22. New Mexico is hot in the summer, but only during the day and it’s not humid. The weather is great, if you don’t mind wind and blowing dust, and there’s a decent arts and cultural scene. The food is fantastic and there’s a really good cultural mix. Economically it’s a pretty good place to be an entrepreneur. It’s a community property state so there’s not a lot of paperwork. The recession mostly hasn’t hit here because it’s a depressed part of the nation to begin with and we didn’t have far to fall. So we’re bouncing back.

    Down sides: drunk drivers, high crime rates, large numbers of unemployable people, and a gigantic entitled (read: “disabled”, Social Security, and Welfare) population. The taxes are relatively high to pay for all this but government mostly stays out of your hair. Law enforcement is mostly BYO.

  23. I’ve lived in Idaho most of my life and love it here. The cost of living is low, there are lots of great outdoor activities, friendly people, and we’re a day’s drive away from the coast. If the Frugals ever want to visit, we have a great spare bedroom!

  24. @Elf: Kind of you to offer. With the reviews Idaho has received in these comments I just might have to take you up on that at some point!

    @Trudy G. Now that sounds like a beautiful setup! I’d love to have some farm/ranch land somewhere to spread out a bit. As it is, I barely have room to turn a tiller in the backyard to work on a garden. Not fun.

  25. As far as I’m concerned, while I appreciate the advice, no matter where you end up, the Obama/Pelosi socialist workers’ dystopia will make just about **anywhere** a hellhole. Sorry to make a political comment, but it’s true, and it will affect how you retire… or rather, IF you retire.

  26. I’d put in my vote for best city. No state income tax…low housing costs and steady economy from multiple sources, 4 seasons, outdoor activities and SEC Football…but then all that might change if word got out. However, there’s enough clues there for you to figure it out

  27. I have lived and done my business in western WA state for over 40 years. Take it from me, Mukilteo is not where you want to be because it is crowded and expensive.
    Better choices are: Anacortes; Bellingham; Kingston; Friday Harbor; Steilacoom; and Olympia. In/near these towns you could buy a small acreage tract and build a retirement home without spending half a million dollars. You would also have good health care and other services, good eateries and shops, reasonable local and state taxes, no traffic jams, central location to a plethora of wild areas, and near an unrivaled inland sea.
    However, it rains nearly 50% of the time, so bring your sunlamp, a good book, and vitamin D pills. Good Luck!

  28. Having spent less than the first-half of my life (hopefully!) in Chicagoland, my family and I moved to Cary, North Carolina in ’93 . . . and quickly found our second home. We’re in the Raleigh/Durham area, just a couple of hours west from the ‘Outer Banks’ by the Atlantic, and about three hours east from the mountains close to Tennessee.

    This is truly “God’s country.” The “Triangle” (i.e., Raleigh/Durham/Chapel Hill) offers a high standard of living, relatively low state income tax rates, healthy business growth, friendly people, world-class education and excellent health provision (i.e., Duke University and, my personal favorite: The University of North Carolina at Chapel Hill), a pleasant blend of urbanity and rural living (i.e., I recently saw some peacocks on a farm just three miles from my admittedly suburban home!).

    Moreover, from a career and financial standpoint, I reinvented my professional persona in ’96, at the time not knowing a whole lot of people here in North Carolina, by entering the financial services industry.

    Just three years later, I founded my own investment advisory practice. Because this part of North Carolina attracts a fair number of ‘transplants,’ which is to say folks who haven’t developed life-long service provider ties, I was blessed in obtaining a healthy number of clients from the get-go.

    Don’t get me wrong: I still love Chicago. But it’s in Carolina where I’ll be staying.

  29. Warren, NJ is a great town and well worth the money. I’m just saying….

    You have to think about the fact that being out in the middle of nowhere may seem great but may not be the best for retirees. Warren’s proximity to NYC can be a drawback, but that also means that you will have competitive grocery stores in the area that might take double coupons and have discounts for seniors. Neighbors nearby to help you in a pinch, all four seasons but never too much of one(i.e. living in the midwest or places like vermont or maine). Sorry, I an all the way New Jerseyan and have talked to many retirees that love it here. Actually a few are my neighbors :o )

  30. Funny that nobody ever mentions West Virginia.

    It’s close enough to D.C. and Pittsburgh to play tourist on the weekend, and yet rural enough to buy land for $1,000/acre or less.

    My father owns an 1898 4-bedroom 2 bath 2800 sq ft farmhouse with free gas (think free heating!), and 240 forested acres in central West Virginia.

    My in-laws own a newer house with free gas with 210 forested acres about 1.5 miles from a four-lane road and 20 minutes from a regional hospital. [They're selling, wanna buy? :) ]

    Free natural gas is a fairly common setup, because the original house on the property retains free gas rights when the land is drilled for natural gas.

    We have all four seasons. It’s about -30F max in the winter, and about 98F max in the summer. Humidity is an issue in the summer because of all the trees. ;)

    There is practically no zoning to fuss about building your own house. There are lots of retiree services since West Virginia is second only to Florida in the percentage of the population over 55.

    If you’re interested in a pretty Southern town, Huntington, WV is your ticket. It’s home to Marshall University, and is one of the nation’s earliest planned cities. Two hospital systems compete for business, which is nice in terms of health care costs.

    A more urban-style, ethnically diverse town? Take Morgantown, WV, home of West Virginia University, Mylan Pharmaceuticals, the National Energy Technology Laboratory, and close to the Department of Justice Criminal Justice Information System complex. Two hospital systems compete for business here as well, which is nice in terms of health care costs.

    If you are more interested in a developed area, the Eastern Panhandle of West Virginia is cheap to live in, and a 1.5 hr commute to D.C. by train.

    Taxes run about $400 per $100,000 of property throughout West Virginia.

    Yes, I’m a native West Virginian. ;)

  31. Consider rural southeastern Pennsylvania.

    In Berks County (within commuting distance of Philadelphia), my wife and I enjoy a town-and-country lifestyle. My wife, in her own words, “flunked retirement” and is once again gainfully employed, while I do occasional consulting and write about American history.

    Our city home in Reading is a six-bedroom, fairly ornate, late Victorian stone and brick structure within walking distance of our downtown offices. (Cost: perhaps $150,000 in today’s market; other very nice houses in the historic district can be purchased for less than $100,000.)

    Our summer retreat, on a 130-acre woodland tract abutting the State Game Lands (with a hiking path to the Appalachian Trail) is 35 minutes away. A three-acre portion is devoted to the 1850s log house, a pond, berry bushes and a vegetable garden. For us, it’s been a 20-year project to accumulate the land from various parcels, do the planting and reconstruct the house. However, even today, ten acres with an old farmhouse — two hours from New York City, two hours from Philadelphia, two-and-a-half hours from Baltimore, three-and-a half hours from Washington DC, an hour from two airports (Harrisburg and Allentown-Bethlehem-Easton)served by major airlines, and half an hour from two hospitals (one with a nursing school) — can be found for $250,000.

    Weather is ordinarily pleasant. January and February are cold (and sometimes icy), while July and August can bring a few days rivaling an equitorial rainforest. We get to experience all four seasons each year.

    Southeastern Pennsylvania is a location worth considering. (I’m no longer a member of the Chamber of Commerce.)

  32. Go Idaho!
    I grew up here and still enjoy living here. Cost of living is awesome and people are great. I encourage anyone looking to relocate to consider Idaho.

  33. Amiyrah (#33) is right. We raised our kids in a small Indiana town. Our house had a corn field bordering one side. Now that our kids are grown, we’ve moved back to the city. We haven’t regretted either decision. When we are ready to retire we will probably move south somewhere.

  34. Honestly, I agree with the poster who commented about Oklahoma. The Tulsa metro is a WONDERFUL place to raise a family, even though it is a “big city” by Oklahoma standards. Living on the south end of Tulsa means Broken Arrow and Bixby, both with plenty of beautiful, affordable neighborhoods and great schools – and it’s much safer than North Tulsa. The climate may be a bit humid in the summer, but it’s only uncomfortably warm in June, July, and August. The rest of the year is wonderfully mild, including winter.

    I am planning on moving to the Keller area soon to teach high school, but I am definitely moving back to the Tulsa metro once I’m ready to have children. I agree that the Ft. Worth area is not the best place to raise a family.

    I may be biased, since I have lived in OK my whole life and love it, but you might want to check it out.

  35. I’m not familiar with all of the places on the list, but I am familiar with Warren, NJ, and Peachtree City, GA.

    From what I know about both, they are communities that cater to the well-heeled. That can work if you’re in your peak earning years and at or near the top of the pay scale (Warren, NJ, especially). But if you’re looking for a place to retire, or for (financially) easy living you’ll be better served looking elsewhere.

    Money Magazine does tend to cater to the financially well endowed so you have to take their recommendations with a grain of salt, unless of course you’re a member of their target audience.

  36. With no disrespect to the locals in these places, I do not get the appeal. At all. When/if I retire, the only place I want to be is where I am: NYC. Or another large easy to navigate city with delivery service for just about everything and lots of free and other cultural events. Not to mention diversity of population in all ways.

    Also, I really wonder how much medical care and other resources you might need that these places can provide. Seems like you’d be forced into driving long distances to find medical care in many cases. (not a good thing, especially if you do not drive or cannot drive.)

    Can appreciate the physical beauty, etc. of some of these places but really, being farther away from people/communities, doesn’t make sense to me as one ages. You need to be somewhere where people are easily accessed if needed.

    Too close to New York City? Wow. You must really have a hate on for us. That’s too bad.

    Lower costs or not, hell to me would be living in one of these places. Or worse, anywhere in Florida. Ugh.

    Quality of life, the types of people, cultural activities, etc. These matter as much, if not more, in one’s later years. It’s one thing to be forced out of living somewhere because you can’t afford it.

    But if you can afford some of these upscale places (as noted above), you can afford cities, which often work very well for independent “seniors.”

    Aging anywhere is gonna be tough. And expensive.

  37. Thanks to #18 and # 31 for keeping the rainy Western Washington myth alive! It does rain everyday, never gets above 53 degrees and it takes at least 2 hrs. to drive to the market. Oh, and any day now an earthquake/sunami will make it even a more terrible place to live. Terrible, terrible, terrible move here at your own peril!!

  38. I agree as a Northwesterner – why have Mukilteo on the list? It is largely a new development (with some older established homes that originally were more rural) with a swanky golf course in a highly populated metropolitian area with lots of traffic, high taxes, and expensive real estate. It really doesn’t rain here everyday – we have too much smog to say otherwise. But, our climate is changing. Last year we had an incredible amount of snow, floods, and power outages to go with it. The most I have seen in well over 50 years of being a Seattlite. I sure wouldn’t make Mukilteo a destination point…especially for retirement!

  39. I agree with another poster that politics is important. If you are uncomfortable with the politics of your region or state, then you may be unhappy even if the scenery or the weather is beautiful.

    What I’ve noticed about the northeast, southern New England in particular, is that we get very little extreme weather. No tornadoes, not too hot (seldom above 90F), not too cold (seldom below zero). Hurricanes are rare. Big snow storms are more rare (we’re still talking about 1978). Enough rain for our gardens but lots of sunny days, too.

    Oh, and I like the politics in New England too. I believe the current administration is much better than the previous one.

  40. Susan (48)–You’re confirming what I wrote at comment #44. Since this is a Money Magazine list, it’s mostly aimed at Yuppies and the types of environments they prefer.

    Since this is a frugal site, it would be better if there was a list of the 10 best FRUGUL places to live! I doubt such a list exists.

    The two communities on the list that I’m familiar with would be oustanding locations for people of ordinary means to go broke in short order.

  41. Blake, I’ve been considering a move to the northeast. What area is considered to be “southern” New England? A lack of snow storms would be a big plus!

  42. I third South Dakota. Like anywhere in the northern climes, winter can be bitter cold and summer hot. I’m not a fan of January. But, in the western part of the state, you get some banana belt weather; as in 65 degree days in January!

    Living is pretty easy and, depending what you want, you can find it. Want more city living – try Sioux Falls or Rapid City.

    BUT – you’ll get plenty of native SD folks who’ll say it’s spendy to buy real estate in RC (or anywhere with any sort of outdoor appeal) because of the retirees and money from everywhere else. It’s all relative …

    I’m in central SD, town of 2500. An good, average home runs around $120,000 to $150,000. You can still buy well for around $90-100,000 and you can buy fabulous for $200-250,000. Problem is, an average ‘good’ job around here only nets you $30,000-$35,000/year.

  43. WE chose to move to Kansas- with Toto. The taxes are a bit high- but the living is good. We might have to dodge a tornado- but I would do that anyday over my sister's $500. ulitity bills in Phoenix! Houses are still reasonable.
    We love the simple life.
    BUT…once our children leave the military- where ever they are, we will be!…

  44. WE chose to move to Kansas- with Toto. The taxes are a bit high- but the living is good. We might have to dodge a tornado- but I would do that anyday over my sister’s $500. ulitity bills in Phoenix! Houses are still reasonable.
    We love the simple life.
    BUT…once our children leave the military- where ever they are, we will be!

  45. I am looking to retire in two years we want a conservative political atmosphere little population density,little to no racial diversity,low taxes,low cost of living ,nice hospitality,four seasons would be nice,low low low crime very important. we are drawn so far to upstate sc,wv,Leigh valley Pa,lewisburg Pa.not to much snow if any.

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