Personal Finance Magazine Portfolio For Beginners

Growing up, I took little interest in the subject of money. I’ve had a job since the day I turned 16 years-old, and I spent nearly everything I earned those first ten years! Recognizing my lack of a solid financial education, I started to look for ways to learn about money without turning to what I call “textbook materials.” After all, I was good with numbers, but I wasn’t what I would consider a “numbers” person.

Advanced finance concepts bored me, and for the most part still do. However, the concepts of personal finance, or “family finance” as I like to call it, are of great interest to me. Fortunately, radio introduced me to these concepts and my interest took off from there.

While working a graveyard shift in a customer service call center I stumbled on this guy named Bruce Williams, host of The Bruce Williams show.  Williams doled out advice from callers on subjects ranging from credit issues, retirement investing and small business dilemmas. His style reminded me of my grandfather, imagining he had his own radio talk show.

From there I started looking for other personal finance radio shows on the internet and found a website for this guy based out of Nashville, TN. His show was only broadcast on a handful of stations, but they did stream the show on the internet – which was still fairly new at the time. I started listening with great interest as this guy railed against the credit card companies (who I worked for at the time, oddly enough). That was how I found Dave Ramsey, and as they say, the rest is history.

Dave piqued my curiosity for family finances, and I began to take steps to create my own financial turnaround. I started hanging around the “business” section of bookstores and magazine stands. I subscribed to a number of personal finance magazines and newspapers, and soaked up all I could find on the subject.

Here were a few of my favorites that helped get me started:

Personal Finance Magazines/Newspapers

Kiplinger’s Personal Finance remains my favorite personal finance magazine. To me, it has just the right balance of “family finance” topics and more advanced investing advice. I particularly enjoy their “Living” section which often runs articles on how to save money on used cars, where to find the best CD rates, and a personal story feature.  To me, Kiplinger’s is a true “personal finance” magazine.

Kiplinger’s is available at for $12.00 per year, or $1.00 per issue

The Wall Street Journal is great for those that want daily insight into the markets, personal finances, and news on the global markets. I let my subscription run out when I was in frugal, cost-cutting mode, but there are plenty of places to look for great deals for new subscribers.

Get The Wall Street Journal for 75% off!

What is your favorite personal finance magazine or print news source?


  1. I used to subscribe to Money, but their family profiles turned me off. It seemed like every family was earning $100,000+ and had at least a quarter-million in net worth. Maybe that’s their target audience, but it just didn’t seem that “real” to me. I would have liked to see a variety of profiles from just-scraping-by to more wealthy. Not to mention after about a year of reading, the stuff gets repetitive.

  2. Money magazine is easy to grasp and great for recent grads just starting to get their financial cards in order.

  3. I also cancelled my Money subscription. I couldn’t relate to people that put over half a million dollars into home renovations and having DINK lifestyles. It appeals to the very upper middle to rich income groups. Also, their stock recommendations are not timely, if it is published for the masses, it is too late. They always report what is hot when it is peaked. Low cost index funds are the way to go. Read Paul Farrell’s “The lazy person’s guide to investing”.

  4. When I was in college I enjoyed the Wall Street Journal – they gave business students a great discount. Our local paper is now starting to publish a few pages from the WSJ each week in their business section. I like the news format.

  5. I get these magazines at my local library for free to keep. I stopped taking AARP because it always told about the people who were “rich” and not your every day person.I also get it free now.

  6. Bo to your public library and for that minimal fee most libraries have online newspapers as part of their membership. I pay $10 a year for my library card, and I can read over 30 newspapers from around the world once I log in. Saves a ton and I get to read different perspectives on all sorts of topics.