Weekly Roundup – Adam’s Update Edition

Hey everyone, it’s Adam! Frugal Dad is feeling a little under the weather so I figured I would give this “Roundup” thing a try. I also wanted to give you a quick look into how things are going for my wife and me.

Our debt repayments have slowed a tiny bit over the last two months. We had a couple of big out-of-pocket expenses come up. My wife took a college course and her car tires needed replaced. Not that big of a deal thanks to our emergency fund, but it just stinks not being able to be more aggressive with the debt. We’ll get back on it again next month! 😉

I hope to get back to posting next month as things are starting to get settled into place here at home.

The Frugal Roundup

Bigger Isn’t Always Better: Remembering to Appreciate What You Already Have. JD shares a great story about a recent stroll he took through town. (@Get Rich Slowly)

18 Things I Wish Someone Told Me When I Was 18. These tips are great for someone of any age. I am working on a few of them myself! (@Marc and Angel)

Best of the Rest


  1. Glad to hear you’re making some progess on your debt. Boost your chances for success by conserving your emergency fund and instead working out sunk funds for things like car repair. Each month, toss in whatever seems reasonable for a vehicle with the age and mileage of your car(s). It doesn’t have to be much. $25 a month for a year goes a long way to a new pair of tires and keeps your e-fund intact for a true emergency (i.e I just lost my job, now what??? We spent our emergency fund on new tires!)

    College is a more long-term expense, certainly, yet it can be planned and budgeted similarly. Overall, the e-fund should be protected until the time when a real emergeny hit. To quote Ramsey, “Christmas is not an emergency. It shows up the same time every year.” Very true, and cars need new tires every 2 – 5 years depending on your driving habits. Part of buying a car is assuming that it will need maintenance and repair at some point. Too many people think “I can afford the payments” and that’s as far as they get: payments. Then when the transmission falls out just after the warranty expires, uh, oh! Plan for it.

    Good luck, keep on getting rid of that debt!

  2. Even if your debt repayments have slowed down a bit, what is important is that you’re not behind and that you’re continuing to make progress. And the way you exemplified how an emergency fund can be beneficial is a great way of motivating others to build one up themselves.

    It may seem a little cheesy, but your wife taking a college course is all a part of improving how one sees life. Taking a college course can be worth so much more than the monetary cost. After all, what else is the purpose of living if you can’t continue learning and enjoying yourself? I’m currently in school and that is how I see it more every day now. Even if I don’t land a job specific towards my major, at least I’ll come out a more mature person.

    Good luck to everything you have going on. I wish more people would continue their education no matter what they have learned in the past.